Your Trusted Partner in Lending

Premier Path Finance simplifies the finance process with tailored advice to make your property journey smoother

Rated 5 from 37 Reviews

Access Loan Options from over 50 Banks & Lenders

Read our Latest Reviews from Clients across Australia

CB

C B

Michael Kirk was an absolute pleasure to work with. He made the whole process easy and straightforward, explaining everything clearly and in simple terms. His communication was excellent- always quick to respond, easy to reach, and genuinely personal in his approach. Michael was efficient, professional, and went out of his way to make sure everything ran smoothly. Highly recommend him to anyone looking for an stress-free financial experience! We will never use anyone else

AK

Ammata Kittikhoun

Micheal has been great with our equity release. His no fuss but detailed approach made all the sucess. Will definitely use Premier Path again for future gearing need in our Family Trust.

FD

Fiona Dowler

We have been dealing with Luke for a few years now he is very Professional and knowledgeable. Excellent with Communication always letting you know what is happening giving the right advice. I would not hesitate to recommend Luke he has worked very hard for us directing us in the most favorable way.

jl

john lacey

Luke handled our complicated bank change over expertly and with a minimum of time and fuss. He has saved us a lot on interest per year and handled all the inter bank details. He was always available if a question arose. Would not hesitate to do it again if needed. Thank you!

N

Natalie

Luke was patient, helpful and a great problem solver when we were looking at loan structure and options in a more complicated application. I would highly recommend him!

DG

Daniella Gaspersz

I'm absolutely happy with the service Luke has provided. The level of customer service and his depth of knowledge are second to none. Luke's fast response to every single question I had shows that he is very reliable and professional. From the first initial contact to post settlement, Luke's customer care skills are the best of the best. He explained everything clearly, and checks in with you every step of the way. I would highly recommend Luke.

Premier Path Finance

About Premier Path Finance

At Premier Path Finance, we guide each client along a transparent, confident path to home ownership and lasting financial wellbeing. Drawing on more than 25 years of combined banking and finance experience, our award-winning team delivers mortgage strategies that are both sophisticated and straightforward.

Founded by Luke Owen and Michael Kirk, we built our firm on a simple belief: lending should never feel overwhelming. Whether you’re a first-home buyer, seasoned investor, business owner or high-net-worth professional, we’re by your side with clarity, integrity and genuine care.

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Ready to chat to a qualified Finance & Mortgage Broker?

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Ready to chat to a qualified Finance & Mortgage Broker?

Our Services

Home Loans

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you
Home Loans
Investment Loans

Investment Loans

We have access to hundreds of Investment Loan options, let us help you with your loan
Investment Loans
Refinancing

Refinancing

Whether you're coming off a fixed rate or paying a variable rate, chances are we can help
Refinancing
First Home Buyers

First Home Buyers

Find out what grants and discounts you qualify for and get into your first home
First Home Buyers
Construction Loans

Construction Loans

Bring your building plans to life with the right construction loan tailored to your project
Construction Loans
SMSF Loans

SMSF Loans

Invest in property through your SMSF with specialist lending options
SMSF Loans
Business Loans

Business Loans

Expanding or buying equipment? We'll match you with the right Business Loan
Business Loans
Commercial Loans

Commercial Loans

Access a wide range of Commercial Loans to find the right property solution
Commercial Loans
Other Services

Other Services

Not sure where to start? We'll point you in the right direction
Other Services

Not sure where to start?

Book a chat with a Finance & Mortgage Broker at Premier Path Finance and we can help point you in the right direction.

Frequently Asked Questions

What are the benefits of using a mortgage broker?

Mortgage brokers act as your dedicated advocate in finding the most suitable loan from our extensive network of lenders, including major banks, smaller institutions, credit unions, and alternative providers. With access to more loan products than any single lender offers, we handle all the research, comparison work, and negotiation to secure the best option for your specific needs while saving you valuable time and effort.

Are your mortgage brokers properly qualified?

Yes, all our mortgage brokers hold proper accreditation and maintain active membership with the Finance Brokers Association of Australasia, ensuring they meet strict industry standards. They deliver professional, high-quality service across all types of lending solutions and participate in ongoing education to stay current with market changes and regulations.

What interest rates are available through your service?

We analyse loan products from banks, credit unions, and lenders nationwide, giving us access to thousands of options across the entire lending spectrum. This comprehensive approach, combined with our strong lender relationships, ensures we can recommend the most competitive home loan rates available to our clients and often negotiate even better terms.

How long does the loan application process take?

The timeframe varies depending on the loan type, lender requirements, and your individual circumstances, but most standard applications are processed within 2-4 weeks from submission. We'll keep you informed at every stage of the process and work diligently to expedite your application wherever possible, including pre-approval options for faster property purchases.

How much does your mortgage broking service cost?

Our mortgage broking services are typically free to borrowers, as we receive commission from lenders when loans settle successfully. We'll always be completely transparent about any fees that may apply and explain exactly how our remuneration works before you commit to working with us, ensuring there are no surprises along the way.

What types of loans do you assist with?

Our comprehensive lending services extend well beyond traditional home loans to include investment property loans, construction financing, vehicle loans, personal loans, business loans, and many other specialised lending products. Whatever you're looking to finance, whether it's your dream home, an investment opportunity, or a major purchase, we likely have a solution tailored to your circumstances.

Ready to chat to a qualified Finance & Mortgage Broker?