Your Trusted Partner in Lending
Premier Path Finance simplifies the finance process with tailored advice to make your property journey smoother
Rated 5 from 31 Reviews
Rated 5 from 31 Reviews

















NM
Nicholas Munday
I came to Luke at Premier Path Finance with a complex refinance and equity release that needed to be completed in a tight time frame. Luke was highly recommended so I thought I’d give him a call. From the start, Luke explained the options to me and worked out solutions on how we can make it happen. He was always available with any queries I had and I was able to completely trust his services and expertise. He managed to complete the entire transaction within just a few weeks. An absolute great broker with 10/10 service that I cannot recommend highly enough!
MO
Melanie Owen
I cannot fault Premier Path Finance at all. Their communication, knowledge and service has been impeccable in helping my husband and I secure our very first home. I'm not financially-minded so was really worried that this would all go over my head but Michael took the time to thoroughly explain (and re-explain... patiently!) every step of the way so I felt comfortable and in the loop at all times. It's refreshing to encounter such a personal and friendly approach as I definitely did not feel that way at all when we initially started shopping around at some of the big name banks and brokers. Thank you PPF!
jl
john lacey
Luke handled our complicated bank change over expertly and with a minimum of time and fuss. He has saved us a lot on interest per year and handled all the inter bank details. He was always available if a question arose. Would not hesitate to do it again if needed. Thank you!
At Premier Path Finance, we guide each client along a transparent, confident path to home ownership and lasting financial wellbeing. Drawing on more than 25 years of combined banking and finance experience, our award-winning team delivers mortgage strategies that are both sophisticated and straightforward.
Founded by Luke Owen and Michael Kirk, we built our firm on a simple belief: lending should never feel overwhelming. Whether you’re a first-home buyer, seasoned investor, business owner or high-net-worth professional, we’re by your side with clarity, integrity and genuine care.
Book AppointmentMortgage brokers act as your dedicated advocate in finding the most suitable loan from our extensive network of lenders, including major banks, smaller institutions, credit unions, and alternative providers. With access to more loan products than any single lender offers, we handle all the research, comparison work, and negotiation to secure the best option for your specific needs while saving you valuable time and effort.
Yes, all our mortgage brokers hold proper accreditation and maintain active membership with the Finance Brokers Association of Australasia, ensuring they meet strict industry standards. They deliver professional, high-quality service across all types of lending solutions and participate in ongoing education to stay current with market changes and regulations.
We analyse loan products from banks, credit unions, and lenders nationwide, giving us access to thousands of options across the entire lending spectrum. This comprehensive approach, combined with our strong lender relationships, ensures we can recommend the most competitive home loan rates available to our clients and often negotiate even better terms.
The timeframe varies depending on the loan type, lender requirements, and your individual circumstances, but most standard applications are processed within 2-4 weeks from submission. We'll keep you informed at every stage of the process and work diligently to expedite your application wherever possible, including pre-approval options for faster property purchases.
Our mortgage broking services are typically free to borrowers, as we receive commission from lenders when loans settle successfully. We'll always be completely transparent about any fees that may apply and explain exactly how our remuneration works before you commit to working with us, ensuring there are no surprises along the way.
Our comprehensive lending services extend well beyond traditional home loans to include investment property loans, construction financing, vehicle loans, personal loans, business loans, and many other specialised lending products. Whatever you're looking to finance, whether it's your dream home, an investment opportunity, or a major purchase, we likely have a solution tailored to your circumstances.